Disclaimer

All information, materials, prices, and calculations published on **RateTracker.in** are provided in good faith and are for general informational purposes only.

1. No Financial or Investment Advice

The gold and silver exchange rates displayed on our dashboard do not constitute financial, investment, or trading advice. Gold investments carry market risks. Before making any investment decisions, buying jewelry, or trading metals, you should conduct your own research or consult with a certified financial advisor. We are not responsible for any financial loss incurred as a result of relying on rates found on this site.

2. Base Rates vs. Showroom Retail Pricing

The daily rates announced represent the base wholesale/association pricing in Kerala (e.g. set by the AKGSMA). Retail jewelry showrooms apply additional variables when calculating final billing:

• **Making Charges (Panikooli)**: Craftsmanship margins ranging from 5% to 25% depending on the complexity of the design.
• **GST (Goods and Services Tax)**: A flat tax of 3% applied on the total value of the gold and making charges.
• **Wastage & Stone Weights**: Deductions and charges for decorative stones or gems.

Therefore, our purchase estimator tool provides *estimates* only. Showroom prices may vary and the final bill is determined by the respective jeweler at the time of purchase.

3. External Links Disclaimer

RateTracker.in may contain links to external third-party websites or services. We do not monitor, endorse, or assume responsibility for the accuracy or reliability of any information offered by third-party websites linked through our platform.